2015 USD to NZD Historical Review

YEARLY HIGH

1.5958 NZD

YEARLY LOW

1.2742 NZD

YEARLY AVERAGE

1.4341 NZD

2015 USD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the USD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 1.5958. Conversely, the yearly low was recorded on January 11, dropping to 1.2742.

This high-to-low spread represents a total annual volatility of 0.3216 NZD. From a start-to-finish perspective, comparing the January average rate of 1.3106 to the December average rate of 1.4803, the exchange rate registered a net change of 12.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.5958 was up 22.19% compared to the 2014 peak of 1.3060, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,979 NZD

2014 Average 6,032 NZD

Yearly Trough Low 6,371 NZD

Transaction Impact: A difference of 1,607.83 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.6047

1.2839

JanuMarcMayJulySeptNove

USD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3499, compared to 1.5183 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1685 points.

H1 Avg (Jan–Jun) 1.3499

H2 Avg (Jul–Dec) 1.5183

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.1036 NZD (High: 1.3778 / Low: 1.2742). On the other end, September was the most stable month, with a tight range of 0.0329 NZD (High: 1.5958 / Low: 1.5629).

January Spread (Volatile) ±0.1036

September Spread (Stable) ±0.0329

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0822 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0822

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 1.5779) against the same month in 2014 (average: 1.2299), the exchange rate shifted by +0.3481 (+28.30%).

2015 Avg (September) 1.5779

2014 Avg (September) 1.2299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3778	1.2742	1.3106
February	1.3782	1.3223	1.3422
March	1.3738	1.3039	1.3392
April	1.3421	1.2932	1.3175
May	1.4101	1.3265	1.3554
June	1.4748	1.3935	1.4343
July	1.5342	1.4803	1.5058
August	1.5731	1.4958	1.5261
September	1.5958	1.5629	1.5779
October	1.5615	1.4619	1.4957
November	1.5456	1.4766	1.5242
December	1.5061	1.4560	1.4803