2012 USD to SGD Historical Review

YEARLY HIGH

1.2991 SGD

YEARLY LOW

1.2164 SGD

YEARLY AVERAGE

1.2494 SGD

2012 USD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the USD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.2991. Conversely, the yearly low was recorded on October 17, dropping to 1.2164.

This high-to-low spread represents a total annual volatility of 0.0827 SGD. From a start-to-finish perspective, comparing the January average rate of 1.2796 to the December average rate of 1.2206, the exchange rate registered a net change of -4.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2991 was down 1.15% compared to the 2011 peak of 1.3142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 6,495 SGD

2011 Average 6,285 SGD

Yearly Trough Low 6,082 SGD

Transaction Impact: A difference of 413.45 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2855

1.2147

JanuMarcMayJulySeptNove

USD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2640, compared to 1.2347 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0293 points.

H1 Avg (Jan–Jun) 1.2640

H2 Avg (Jul–Dec) 1.2347

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0516 SGD (High: 1.2875 / Low: 1.2359). On the other end, December was the most stable month, with a tight range of 0.0060 SGD (High: 1.2237 / Low: 1.2177).

May Spread (Volatile) ±0.0516

December Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0255 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0255

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.2796) against the same month in 2011 (average: 1.2866), the exchange rate shifted by -0.0071 (-0.55%).

2012 Avg (January) 1.2796

2011 Avg (January) 1.2866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2991	1.2524	1.2796
February	1.2664	1.2441	1.2541
March	1.2676	1.2492	1.2585
April	1.2616	1.2368	1.2509
May	1.2875	1.2359	1.2623
June	1.2937	1.2660	1.2789
July	1.2713	1.2442	1.2606
August	1.2537	1.2411	1.2481
September	1.2481	1.2199	1.2314
October	1.2319	1.2164	1.2240
November	1.2275	1.2201	1.2238
December	1.2237	1.2177	1.2206