YEARLY HIGH
1.4388 SGD
YEARLY LOW
1.3406 SGD
YEARLY AVERAGE
1.3785 SGD

2022 USD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the USD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 1.4388. Conversely, the yearly low was recorded on December 31, dropping to 1.3406.

This high-to-low spread represents a total annual volatility of 0.0982 SGD. From a start-to-finish perspective, comparing the January average rate of 1.3507 to the December average rate of 1.3522, the exchange rate registered a net change of 0.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.4388 was up 4.83% compared to the 2021 peak of 1.3725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,194 SGD
2021 Average 6,719 SGD
Yearly Trough Low 6,703 SGD
Transaction Impact: A difference of 490.88 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.4313
1.3398
JanuMarcMayJulySeptNove

USD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3649, compared to 1.3921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0272 points.

H1 Avg (Jan–Jun) 1.3649
H2 Avg (Jul–Dec) 1.3921

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0626 SGD (High: 1.4220 / Low: 1.3594). On the other end, March was the most stable month, with a tight range of 0.0136 SGD (High: 1.3662 / Low: 1.3526).

November Spread (Volatile) ±0.0626
March Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0389 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0389

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.4129) against the same month in 2021 (average: 1.3477), the exchange rate shifted by +0.0652 (+4.84%).

2022 Avg (September) 1.4129
2021 Avg (September) 1.3477

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3610 1.3441 1.3507
February 1.3592 1.3421 1.3474
March 1.3662 1.3526 1.3588
April 1.3865 1.3563 1.3659
May 1.3964 1.3669 1.3818
June 1.3940 1.3705 1.3847
July 1.4078 1.3796 1.3944
August 1.3987 1.3699 1.3846
September 1.4388 1.3958 1.4129
October 1.4386 1.4032 1.4237
November 1.4220 1.3594 1.3849
December 1.3605 1.3406 1.3522