2020 USD to SGD Historical Review

YEARLY HIGH

1.4568 SGD

YEARLY LOW

1.3219 SGD

YEARLY AVERAGE

1.3796 SGD

2020 USD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the USD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 1.4568. Conversely, the yearly low was recorded on December 31, dropping to 1.3219.

This high-to-low spread represents a total annual volatility of 0.1350 SGD. From a start-to-finish perspective, comparing the January average rate of 1.3509 to the December average rate of 1.3321, the exchange rate registered a net change of -1.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4568 was up 4.69% compared to the 2019 peak of 1.3916, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,284 SGD

2019 Average 6,820 SGD

Yearly Trough Low 6,609 SGD

Transaction Impact: A difference of 674.84 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4328

1.3229

JanuMarcMayJulySeptNove

USD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3988, compared to 1.3603 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0384 points.

H1 Avg (Jan–Jun) 1.3988

H2 Avg (Jul–Dec) 1.3603

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0800 SGD (High: 1.4568 / Low: 1.3768). On the other end, October was the most stable month, with a tight range of 0.0132 SGD (High: 1.3661 / Low: 1.3529).

March Spread (Volatile) ±0.0800

October Spread (Stable) ±0.0132

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0247 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.4166) against the same month in 2019 (average: 1.3541), the exchange rate shifted by +0.0625 (+4.62%).

2020 Avg (March) 1.4166

2019 Avg (March) 1.3541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3649	1.3452	1.3509
February	1.4019	1.3645	1.3893
March	1.4568	1.3768	1.4166
April	1.4399	1.4111	1.4236
May	1.4274	1.4118	1.4185
June	1.4083	1.3854	1.3938
July	1.3955	1.3714	1.3877
August	1.3764	1.3581	1.3692
September	1.3773	1.3573	1.3665
October	1.3661	1.3529	1.3598
November	1.3677	1.3376	1.3468
December	1.3378	1.3219	1.3321