2026 USD to SGD Historical Review

YEARLY HIGH

1.2928 SGD

YEARLY LOW

1.2608 SGD

YEARLY AVERAGE

1.2778 SGD

2026 USD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the USD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 1.2928. Conversely, the yearly low was recorded on January 27, dropping to 1.2608.

This high-to-low spread represents a total annual volatility of 0.0320 SGD. From a start-to-finish perspective, comparing the January average rate of 1.2806 to the December average rate of 1.2854, the exchange rate registered a net change of 0.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2928 was down 5.74% compared to the 2025 peak of 1.3715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 6,464 SGD

2025 Average 6,534 SGD

Yearly Trough Low 6,304 SGD

Transaction Impact: A difference of 160.12 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2873

1.2650

JanuFebrMarcApriMayJune

USD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2778, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2778 points.

H1 Avg (Jan–Jun) 1.2778

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0282 SGD (High: 1.2890 / Low: 1.2608). On the other end, May was the most stable month, with a tight range of 0.0039 SGD (High: 1.2780 / Low: 1.2741).

January Spread (Volatile) ±0.0282

May Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0138 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.2807) against the same month in 2025 (average: 1.3365), the exchange rate shifted by -0.0558 (-4.18%).

2026 Avg (March) 1.2807

2025 Avg (March) 1.3365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2890	1.2608	1.2806
February	1.2757	1.2621	1.2668
March	1.2928	1.2698	1.2807
April	1.2876	1.2701	1.2766
May	1.2780	1.2741	1.2766
June	1.2910	1.2778	1.2854