2014 USD to SGD Historical Review

YEARLY HIGH

1.3249 SGD

YEARLY LOW

1.2380 SGD

YEARLY AVERAGE

1.2672 SGD

2014 USD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the USD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.3249. Conversely, the yearly low was recorded on July 23, dropping to 1.2380.

This high-to-low spread represents a total annual volatility of 0.0870 SGD. From a start-to-finish perspective, comparing the January average rate of 1.2722 to the December average rate of 1.3165, the exchange rate registered a net change of 3.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3249 was up 3.29% compared to the 2013 peak of 1.2827, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 6,625 SGD

2013 Average 6,256 SGD

Yearly Trough Low 6,190 SGD

Transaction Impact: A difference of 434.89 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.3238

1.2358

JanuMarcMayJulySeptNove

USD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2606, compared to 1.2738 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 1.2606

H2 Avg (Jul–Dec) 1.2738

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0261 SGD (High: 1.2757 / Low: 1.2496). On the other end, August was the most stable month, with a tight range of 0.0072 SGD (High: 1.2521 / Low: 1.2449).

September Spread (Volatile) ±0.0261

August Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0126 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.3165) against the same month in 2013 (average: 1.2593), the exchange rate shifted by +0.0572 (+4.54%).

2014 Avg (December) 1.3165

2013 Avg (December) 1.2593

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2794	1.2634	1.2722
February	1.2770	1.2589	1.2666
March	1.2750	1.2577	1.2674
April	1.2629	1.2484	1.2548
May	1.2557	1.2474	1.2518
June	1.2576	1.2474	1.2510
July	1.2472	1.2380	1.2431
August	1.2521	1.2449	1.2486
September	1.2757	1.2496	1.2637
October	1.2844	1.2708	1.2753
November	1.3047	1.2852	1.2958
December	1.3249	1.3049	1.3165