YEARLY HIGH
1.3715 SGD
YEARLY LOW
1.2708 SGD
YEARLY AVERAGE
1.3071 SGD

2025 USD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the USD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.3715. Conversely, the yearly low was recorded on June 30, dropping to 1.2708.

This high-to-low spread represents a total annual volatility of 0.1007 SGD. From a start-to-finish perspective, comparing the January average rate of 1.3619 to the December average rate of 1.2907, the exchange rate registered a net change of -5.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.3715 was up 0.34% compared to the 2024 peak of 1.3669, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 6,858 SGD
2024 Average 6,682 SGD
Yearly Trough Low 6,354 SGD
Transaction Impact: A difference of 503.39 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.3700
1.2730
JanuMarcMayJulySeptNove

USD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3244, compared to 1.2899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0345 points.

H1 Avg (Jan–Jun) 1.3244
H2 Avg (Jul–Dec) 1.2899

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0475 SGD (High: 1.3524 / Low: 1.3049). On the other end, August was the most stable month, with a tight range of 0.0102 SGD (High: 1.2900 / Low: 1.2798).

April Spread (Volatile) ±0.0475
August Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0281 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.3619) against the same month in 2024 (average: 1.3359), the exchange rate shifted by +0.0260 (+1.95%).

2025 Avg (January) 1.3619
2024 Avg (January) 1.3359

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3715 1.3460 1.3619
February 1.3681 1.3335 1.3465
March 1.3513 1.3295 1.3365
April 1.3524 1.3049 1.3232
May 1.3109 1.2839 1.2951
June 1.2900 1.2708 1.2830
July 1.2979 1.2726 1.2811
August 1.2900 1.2798 1.2848
September 1.2944 1.2756 1.2853
October 1.2998 1.2878 1.2956
November 1.3077 1.2957 1.3018
December 1.2976 1.2834 1.2907