2016 USD to SGD Historical Review

YEARLY HIGH

1.4506 SGD

YEARLY LOW

1.3382 SGD

YEARLY AVERAGE

1.3810 SGD

2016 USD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the USD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 1.4506. Conversely, the yearly low was recorded on June 22, dropping to 1.3382.

This high-to-low spread represents a total annual volatility of 0.1124 SGD. From a start-to-finish perspective, comparing the January average rate of 1.4317 to the December average rate of 1.4367, the exchange rate registered a net change of 0.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.4506 was up 1.24% compared to the 2015 peak of 1.4328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,253 SGD

2015 Average 6,873 SGD

Yearly Trough Low 6,691 SGD

Transaction Impact: A difference of 561.81 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.4456

1.3392

JanuMarcMayJulySeptNove

USD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3805, compared to 1.3814 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 1.3805

H2 Avg (Jul–Dec) 1.3814

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0529 SGD (High: 1.4019 / Low: 1.3489). On the other end, April was the most stable month, with a tight range of 0.0187 SGD (High: 1.3597 / Low: 1.3410).

March Spread (Volatile) ±0.0529

April Spread (Stable) ±0.0187

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0330 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0330

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.4367) against the same month in 2015 (average: 1.4077), the exchange rate shifted by +0.0290 (+2.06%).

2016 Avg (December) 1.4367

2015 Avg (December) 1.4077

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4424	1.4132	1.4317
February	1.4281	1.3899	1.4049
March	1.4019	1.3489	1.3718
April	1.3597	1.3410	1.3505
May	1.3815	1.3416	1.3702
June	1.3778	1.3382	1.3539
July	1.3600	1.3412	1.3496
August	1.3631	1.3401	1.3481
September	1.3677	1.3482	1.3595
October	1.3940	1.3631	1.3831
November	1.4324	1.3835	1.4115
December	1.4506	1.4171	1.4367