YEARLY HIGH
3.3610 MAD
YEARLY LOW
3.0828 MAD
YEARLY AVERAGE
3.1965 MAD

2012 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 3.3610. Conversely, the yearly low was recorded on February 26, dropping to 3.0828.

This high-to-low spread represents a total annual volatility of 0.2782 MAD. From a start-to-finish perspective, comparing the January average rate of 3.1900 to the December average rate of 3.1435, the exchange rate registered a net change of -1.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.3610 was up 5.17% compared to the 2011 peak of 3.1956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 16,805 MAD
2011 Average 15,025 MAD
Yearly Trough Low 15,414 MAD
Transaction Impact: A difference of 1,390.91 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.3206
3.1063
JanuMarcMayJulySeptNove

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1756, compared to 3.2174 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0419 points.

H1 Avg (Jan–Jun) 3.1756
H2 Avg (Jul–Dec) 3.2174

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1682 MAD (High: 3.2931 / Low: 3.1249). On the other end, October was the most stable month, with a tight range of 0.0451 MAD (High: 3.1901 / Low: 3.1450).

May Spread (Volatile) ±0.1682
October Spread (Stable) ±0.0451

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0970 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0970

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 3.3027) against the same month in 2011 (average: 2.9415), the exchange rate shifted by +0.3612 (+12.28%).

2012 Avg (July) 3.3027
2011 Avg (July) 2.9415

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2393 3.1348 3.1900
February 3.1665 3.0828 3.1242
March 3.1618 3.1013 3.1293
April 3.1614 3.1052 3.1373
May 3.2931 3.1249 3.2070
June 3.3053 3.2356 3.2656
July 3.3610 3.2294 3.3027
August 3.3209 3.2472 3.2911
September 3.2570 3.1412 3.1941
October 3.1901 3.1450 3.1717
November 3.2289 3.1669 3.2016
December 3.1797 3.1157 3.1435