2026 XCD to MAD Historical Review

YEARLY HIGH

3.4921 MAD

YEARLY LOW

3.3439 MAD

YEARLY AVERAGE

3.4263 MAD

2026 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 3.4921. Conversely, the yearly low was recorded on January 28, dropping to 3.3439.

This high-to-low spread represents a total annual volatility of 0.1481 MAD. From a start-to-finish perspective, comparing the January average rate of 3.3914 to the December average rate of 3.4462, the exchange rate registered a net change of 1.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.4921 was down 7.44% compared to the 2025 peak of 3.7727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 17,460 MAD

2025 Average 17,291 MAD

Yearly Trough Low 16,720 MAD

Transaction Impact: A difference of 740.73 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.4679

3.3777

JanuMarcMayJuly

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4173, compared to 3.4533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0360 points.

H1 Avg (Jan–Jun) 3.4173

H2 Avg (Jul–Dec) 3.4533

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1092 MAD (High: 3.4921 / Low: 3.3829). On the other end, August was the most stable month, with a tight range of 0.0000 MAD (High: 3.4462 / Low: 3.4462).

March Spread (Volatile) ±0.1092

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0331 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0331

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 3.4541) against the same month in 2025 (average: 3.5901), the exchange rate shifted by -0.1360 (-3.79%).

2026 Avg (March) 3.4541

2025 Avg (March) 3.5901

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.4195	3.3439	3.3914
February	3.3980	3.3710	3.3852
March	3.4921	3.3829	3.4541
April	3.4719	3.4138	3.4362
May	3.4232	3.3954	3.4032
June	3.4782	3.4003	3.4334
July	3.4757	3.4430	3.4603
August	3.4462	3.4462	3.4462