YEARLY HIGH
3.7727 MAD
YEARLY LOW
3.3121 MAD
YEARLY AVERAGE
3.4596 MAD

2025 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 3.7727. Conversely, the yearly low was recorded on August 23, dropping to 3.3121.

This high-to-low spread represents a total annual volatility of 0.4606 MAD. From a start-to-finish perspective, comparing the January average rate of 3.7157 to the December average rate of 3.3960, the exchange rate registered a net change of -8.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.7727 was up 0.29% compared to the 2024 peak of 3.7618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 18,863 MAD
2024 Average 18,386 MAD
Yearly Trough Low 16,560 MAD
Transaction Impact: A difference of 2,303.02 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.7537
3.2978
JanuMarcMayJulySeptNove

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5457, compared to 3.3735 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1722 points.

H1 Avg (Jan–Jun) 3.5457
H2 Avg (Jul–Dec) 3.3735

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1523 MAD (High: 3.6937 / Low: 3.5414). On the other end, November was the most stable month, with a tight range of 0.0286 MAD (High: 3.4463 / Low: 3.4176).

March Spread (Volatile) ±0.1523
November Spread (Stable) ±0.0286

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1265 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1265

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 3.6995) against the same month in 2024 (average: 3.7216), the exchange rate shifted by -0.0220 (-0.59%).

2025 Avg (February) 3.6995
2024 Avg (February) 3.7216

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7442 3.6883 3.7157
February 3.7727 3.6682 3.6995
March 3.6937 3.5414 3.5901
April 3.5688 3.4175 3.4636
May 3.4578 3.3995 3.4278
June 3.4257 3.3344 3.3775
July 3.3759 3.3172 3.3358
August 3.3683 3.3121 3.3408
September 3.3653 3.3163 3.3440
October 3.4266 3.3645 3.3953
November 3.4463 3.4176 3.4294
December 3.4256 3.3698 3.3960