YEARLY HIGH
3.6128 MAD
YEARLY LOW
3.4942 MAD
YEARLY AVERAGE
3.5579 MAD

2019 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 3.6128. Conversely, the yearly low was recorded on January 9, dropping to 3.4942.

This high-to-low spread represents a total annual volatility of 0.1186 MAD. From a start-to-finish perspective, comparing the January average rate of 3.5272 to the December average rate of 3.5603, the exchange rate registered a net change of 0.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 3.6128 was up 1.59% compared to the 2018 peak of 3.5564, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 18,064 MAD
2018 Average 17,369 MAD
Yearly Trough Low 17,471 MAD
Transaction Impact: A difference of 593.05 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

3.5862
3.5219
JanuMarcMayJulySeptNove

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5524, compared to 3.5634 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0110 points.

H1 Avg (Jan–Jun) 3.5524
H2 Avg (Jul–Dec) 3.5634

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0745 MAD (High: 3.5936 / Low: 3.5191). On the other end, February was the most stable month, with a tight range of 0.0230 MAD (High: 3.5381 / Low: 3.5152).

June Spread (Volatile) ±0.0745
February Spread (Stable) ±0.0230

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0247 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 3.5809) against the same month in 2018 (average: 3.4806), the exchange rate shifted by +0.1003 (+2.88%).

2019 Avg (September) 3.5809
2018 Avg (September) 3.4806

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5618 3.4942 3.5272
February 3.5381 3.5152 3.5300
March 3.5764 3.5376 3.5568
April 3.5809 3.5491 3.5661
May 3.6012 3.5650 3.5794
June 3.5936 3.5191 3.5548
July 3.5700 3.5353 3.5485
August 3.5724 3.5084 3.5474
September 3.6128 3.5452 3.5809
October 3.5958 3.5517 3.5724
November 3.5839 3.5571 3.5710
December 3.5719 3.5389 3.5603