YEARLY HIGH
4.1096 MAD
YEARLY LOW
3.4068 MAD
YEARLY AVERAGE
3.7577 MAD

2022 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 4.1096. Conversely, the yearly low was recorded on January 13, dropping to 3.4068.

This high-to-low spread represents a total annual volatility of 0.7028 MAD. From a start-to-finish perspective, comparing the January average rate of 3.4376 to the December average rate of 3.8915, the exchange rate registered a net change of 13.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.1096 was up 19.09% compared to the 2021 peak of 3.4507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 20,548 MAD
2021 Average 16,633 MAD
Yearly Trough Low 17,034 MAD
Transaction Impact: A difference of 3,514.15 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.1160
3.3759
JanuMarcMayJulySeptNove

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5908, compared to 3.9245 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3338 points.

H1 Avg (Jan–Jun) 3.5908
H2 Avg (Jul–Dec) 3.9245

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.2155 MAD (High: 4.1096 / Low: 3.8941). On the other end, December was the most stable month, with a tight range of 0.0552 MAD (High: 3.9178 / Low: 3.8626).

September Spread (Volatile) ±0.2155
December Spread (Stable) ±0.0552

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0971 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0971

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 3.9747) against the same month in 2021 (average: 3.3182), the exchange rate shifted by +0.6564 (+19.78%).

2022 Avg (September) 3.9747
2021 Avg (September) 3.3182

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4928 3.4068 3.4376
February 3.5324 3.4402 3.4742
March 3.6927 3.5343 3.6017
April 3.6994 3.5892 3.6336
May 3.7497 3.6548 3.7008
June 3.7577 3.6354 3.6969
July 3.8864 3.7054 3.7860
August 3.9208 3.7862 3.8521
September 4.1096 3.8941 3.9747
October 4.0810 4.0046 4.0543
November 4.0820 3.9391 3.9887
December 3.9178 3.8626 3.8915