YEARLY HIGH
3.7777 MAD
YEARLY LOW
3.5358 MAD
YEARLY AVERAGE
3.6292 MAD

2016 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 3.7777. Conversely, the yearly low was recorded on May 2, dropping to 3.5358.

This high-to-low spread represents a total annual volatility of 0.2418 MAD. From a start-to-finish perspective, comparing the January average rate of 3.6674 to the December average rate of 3.7436, the exchange rate registered a net change of 2.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.7777 was up 0.73% compared to the 2015 peak of 3.7504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 18,888 MAD
2015 Average 18,048 MAD
Yearly Trough Low 17,679 MAD
Transaction Impact: A difference of 1,209.07 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.7607
3.5558
JanuMarcMayJulySeptNove

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6072, compared to 3.6513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0441 points.

H1 Avg (Jan–Jun) 3.6072
H2 Avg (Jul–Dec) 3.6513

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1093 MAD (High: 3.7358 / Low: 3.6265). On the other end, September was the most stable month, with a tight range of 0.0268 MAD (High: 3.6137 / Low: 3.5869).

November Spread (Volatile) ±0.1093
September Spread (Stable) ±0.0268

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0479 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 3.7436) against the same month in 2015 (average: 3.6628), the exchange rate shifted by +0.0808 (+2.21%).

2016 Avg (December) 3.7436
2015 Avg (December) 3.6628

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6922 3.6357 3.6674
February 3.6657 3.5706 3.6195
March 3.6691 3.5634 3.6126
April 3.5890 3.5526 3.5728
May 3.6142 3.5358 3.5786
June 3.6308 3.5628 3.5920
July 3.6496 3.6112 3.6292
August 3.6302 3.5659 3.6042
September 3.6137 3.5869 3.6017
October 3.6739 3.5977 3.6377
November 3.7358 3.6265 3.6914
December 3.7777 3.6917 3.7436