YEARLY HIGH
3.3532 MAD
YEARLY LOW
2.9917 MAD
YEARLY AVERAGE
3.1144 MAD

2014 XCD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XCD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3.3532. Conversely, the yearly low was recorded on March 17, dropping to 2.9917.

This high-to-low spread represents a total annual volatility of 0.3615 MAD. From a start-to-finish perspective, comparing the January average rate of 3.0476 to the December average rate of 3.3090, the exchange rate registered a net change of 8.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.3532 was up 4.65% compared to the 2013 peak of 3.2042, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 16,766 MAD
2013 Average 15,561 MAD
Yearly Trough Low 14,958 MAD
Transaction Impact: A difference of 1,807.69 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.3388
2.9810
JanuMarcMayJulySeptNove

XCD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0322, compared to 3.1966 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1644 points.

H1 Avg (Jan–Jun) 3.0322
H2 Avg (Jul–Dec) 3.1966

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1014 MAD (High: 3.2410 / Low: 3.1397). On the other end, June was the most stable month, with a tight range of 0.0286 MAD (High: 3.0651 / Low: 3.0366).

September Spread (Volatile) ±0.1014
June Spread (Stable) ±0.0286

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0303 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0303

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 3.3090) against the same month in 2013 (average: 3.0371), the exchange rate shifted by +0.2719 (+8.95%).

2014 Avg (December) 3.3090
2013 Avg (December) 3.0371

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0688 3.0246 3.0476
February 3.0727 3.0176 3.0410
March 3.0279 2.9917 3.0108
April 3.0331 3.0007 3.0121
May 3.0518 2.9971 3.0283
June 3.0651 3.0366 3.0532
July 3.0915 3.0424 3.0642
August 3.1404 3.0830 3.1047
September 3.2410 3.1397 3.1898
October 3.2707 3.2114 3.2364
November 3.2940 3.2574 3.2755
December 3.3532 3.2666 3.3090