YEARLY HIGH
9.3464 HRK
YEARLY LOW
8.7100 HRK
YEARLY AVERAGE
8.9617 HRK

2012 XDR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XDR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 9.3464. Conversely, the yearly low was recorded on March 30, dropping to 8.7100.

This high-to-low spread represents a total annual volatility of 0.6363 HRK. From a start-to-finish perspective, comparing the January average rate of 8.9903 to the December average rate of 8.8333, the exchange rate registered a net change of -1.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 9.3464 was up 4.41% compared to the 2011 peak of 8.9512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 46,732 HRK
2011 Average 42,207 HRK
Yearly Trough Low 43,550 HRK
Transaction Impact: A difference of 3,181.71 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

9.2416
8.7496
JanuMarcMayJulySeptNove

XDR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.9327, compared to 8.9907 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0580 points.

H1 Avg (Jan–Jun) 8.9327
H2 Avg (Jul–Dec) 8.9907

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.4368 HRK (High: 9.2215 / Low: 8.7847). On the other end, October was the most stable month, with a tight range of 0.1347 HRK (High: 8.9804 / Low: 8.8457).

May Spread (Volatile) ±0.4368
October Spread (Stable) ±0.1347

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2569 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2569

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 9.2006) against the same month in 2011 (average: 8.2955), the exchange rate shifted by +0.9050 (+10.91%).

2012 Avg (July) 9.2006
2011 Avg (July) 8.2955

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.1210 8.8837 8.9903
February 8.9802 8.7352 8.8811
March 8.8702 8.7100 8.7977
April 8.8534 8.7121 8.7906
May 9.2215 8.7847 9.0117
June 9.2320 9.0134 9.1248
July 9.3464 9.0136 9.2006
August 9.2385 9.0260 9.1312
September 9.0456 8.7396 8.8743
October 8.9804 8.8457 8.9157
November 9.0542 8.9001 8.9893
December 8.9220 8.7710 8.8333