YEARLY HIGH
9.5422 HRK
YEARLY LOW
9.0002 HRK
YEARLY AVERAGE
9.2489 HRK

2024 XDR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the XDR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 9.5422. Conversely, the yearly low was recorded on August 24, dropping to 9.0002.

This high-to-low spread represents a total annual volatility of 0.5419 HRK. From a start-to-finish perspective, comparing the January average rate of 9.2239 to the December average rate of 9.4379, the exchange rate registered a net change of 2.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 9.5422 was down 0.10% compared to the 2023 peak of 9.5514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 47,711 HRK
2023 Average 46,489 HRK
Yearly Trough Low 45,001 HRK
Transaction Impact: A difference of 2,709.70 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

9.4682
9.1039
JanuMarcMayJulySeptNove

XDR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2413, compared to 9.2565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0152 points.

H1 Avg (Jan–Jun) 9.2413
H2 Avg (Jul–Dec) 9.2565

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.3106 HRK (High: 9.5093 / Low: 9.1987). On the other end, July was the most stable month, with a tight range of 0.1148 HRK (High: 9.2367 / Low: 9.1220).

November Spread (Volatile) ±0.3106
July Spread (Stable) ±0.1148

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0713 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0713

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 9.4379) against the same month in 2023 (average: 9.2029), the exchange rate shifted by +0.2350 (+2.55%).

2024 Avg (December) 9.4379
2023 Avg (December) 9.2029

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.3018 9.1364 9.2239
February 9.3382 9.2042 9.2656
March 9.3164 9.1352 9.2211
April 9.4101 9.2010 9.2831
May 9.2639 9.1407 9.2117
June 9.3107 9.1488 9.2426
July 9.2367 9.1220 9.1819
August 9.2729 9.0002 9.1343
September 9.2346 9.0964 9.1506
October 9.3168 9.1972 9.2586
November 9.5093 9.1987 9.3758
December 9.5422 9.3290 9.4379