2023 XDR to HRK Historical Review

YEARLY HIGH

9.5514 HRK

YEARLY LOW

9.0125 HRK

YEARLY AVERAGE

9.2986 HRK

2023 XDR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the XDR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 9.5514. Conversely, the yearly low was recorded on July 13, dropping to 9.0125.

This high-to-low spread represents a total annual volatility of 0.5390 HRK. From a start-to-finish perspective, comparing the January average rate of 9.3826 to the December average rate of 9.2029, the exchange rate registered a net change of -1.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 9.5514 was down 13.41% compared to the 2022 peak of 11.0303, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 47,757 HRK

2022 Average 49,115 HRK

Yearly Trough Low 45,062 HRK

Transaction Impact: A difference of 2,694.85 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

9.4623

9.1309

JanuMarcMayJulySeptNove

XDR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.3488, compared to 9.2484 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1004 points.

H1 Avg (Jan–Jun) 9.3488

H2 Avg (Jul–Dec) 9.2484

Volatility Range Comparison

Volatility

The most volatile month in 2023 was February, with a trading range of 0.2843 HRK (High: 9.5119 / Low: 9.2277). On the other end, August was the most stable month, with a tight range of 0.1436 HRK (High: 9.2837 / Low: 9.1401).

February Spread (Volatile) ±0.2843

August Spread (Stable) ±0.1436

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1568 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1568

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 9.3826) against the same month in 2022 (average: 9.3253), the exchange rate shifted by +0.0573 (+0.61%).

2023 Avg (January) 9.3826

2022 Avg (January) 9.3253

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.5514	9.3029	9.3826
February	9.5119	9.2277	9.4347
March	9.5089	9.2508	9.3913
April	9.3751	9.1907	9.2788
May	9.4048	9.1547	9.3288
June	9.4012	9.1666	9.2766
July	9.2697	9.0125	9.1585
August	9.2837	9.1401	9.2220
September	9.4280	9.2622	9.3316
October	9.4596	9.2653	9.3662
November	9.3316	9.1129	9.2094
December	9.3039	9.0901	9.2029