2016 XDR to HRK Historical Review

YEARLY HIGH

9.7901 HRK

YEARLY LOW

9.2389 HRK

YEARLY AVERAGE

9.4593 HRK

2016 XDR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XDR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 9.7901. Conversely, the yearly low was recorded on August 20, dropping to 9.2389.

This high-to-low spread represents a total annual volatility of 0.5512 HRK. From a start-to-finish perspective, comparing the January average rate of 9.7382 to the December average rate of 9.6311, the exchange rate registered a net change of -1.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 9.7901 was down 1.62% compared to the 2015 peak of 9.9515, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 48,950 HRK

2015 Average 47,987 HRK

Yearly Trough Low 46,194 HRK

Transaction Impact: A difference of 2,756.16 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

9.7806

9.2717

JanuMarcMayJulySeptNove

XDR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.4817, compared to 9.4370 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0447 points.

H1 Avg (Jan–Jun) 9.4817

H2 Avg (Jul–Dec) 9.4370

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.3489 HRK (High: 9.6687 / Low: 9.3198). On the other end, April was the most stable month, with a tight range of 0.0909 HRK (High: 9.3650 / Low: 9.2741).

March Spread (Volatile) ±0.3489

April Spread (Stable) ±0.0909

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1590 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 9.7382) against the same month in 2015 (average: 9.4073), the exchange rate shifted by +0.3310 (+3.52%).

2016 Avg (January) 9.7382

2015 Avg (January) 9.4073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.7901	9.6960	9.7382
February	9.7129	9.5100	9.5894
March	9.6687	9.3198	9.4731
April	9.3650	9.2741	9.3142
May	9.4665	9.2780	9.3605
June	9.4914	9.2916	9.4146
July	9.4600	9.3238	9.4100
August	9.4081	9.2389	9.3313
September	9.4153	9.3193	9.3525
October	9.4802	9.2755	9.3846
November	9.6435	9.3399	9.5125
December	9.7043	9.5048	9.6311