2015 XDR to HRK Historical Review

YEARLY HIGH

9.9515 HRK

YEARLY LOW

9.1898 HRK

YEARLY AVERAGE

9.5975 HRK

2015 XDR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the XDR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 9.9515. Conversely, the yearly low was recorded on January 1, dropping to 9.1898.

This high-to-low spread represents a total annual volatility of 0.7617 HRK. From a start-to-finish perspective, comparing the January average rate of 9.4073 to the December average rate of 9.7189, the exchange rate registered a net change of 3.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 9.9515 was up 8.72% compared to the 2014 peak of 9.1537, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 49,758 HRK

2014 Average 43,687 HRK

Yearly Trough Low 45,949 HRK

Transaction Impact: A difference of 3,808.54 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

9.8233

9.3695

JanuMarcMayJulySeptNove

XDR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.5798, compared to 9.6152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0354 points.

H1 Avg (Jan–Jun) 9.5798

H2 Avg (Jul–Dec) 9.6152

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.4674 HRK (High: 9.6572 / Low: 9.1898). On the other end, February was the most stable month, with a tight range of 0.1459 HRK (High: 9.6650 / Low: 9.5191).

January Spread (Volatile) ±0.4674

February Spread (Stable) ±0.1459

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2211 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2211

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 9.7704) against the same month in 2014 (average: 8.5707), the exchange rate shifted by +1.1996 (+14.00%).

2015 Avg (March) 9.7704

2014 Avg (March) 8.5707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.6572	9.1898	9.4073
February	9.6650	9.5191	9.5880
March	9.9515	9.6281	9.7704
April	9.7978	9.5279	9.7289
May	9.6477	9.3255	9.5077
June	9.6077	9.3945	9.4766
July	9.7372	9.5324	9.6222
August	9.6830	9.3199	9.5190
September	9.5856	9.3831	9.4964
October	9.6894	9.4304	9.5490
November	9.9029	9.6269	9.7855
December	9.8855	9.6559	9.7189