YEARLY HIGH
9.1727 HRK
YEARLY LOW
8.6460 HRK
YEARLY AVERAGE
8.9073 HRK

2018 XDR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the XDR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 9.1727. Conversely, the yearly low was recorded on February 1, dropping to 8.6460.

This high-to-low spread represents a total annual volatility of 0.5267 HRK. From a start-to-finish perspective, comparing the January average rate of 8.7635 to the December average rate of 9.0548, the exchange rate registered a net change of 3.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 9.1727 was down 5.53% compared to the 2017 peak of 9.7097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 45,864 HRK
2017 Average 45,841 HRK
Yearly Trough Low 43,230 HRK
Transaction Impact: A difference of 2,633.37 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

9.1250
8.7154
JanuMarcMayJulySeptNove

XDR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.8161, compared to 8.9986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1825 points.

H1 Avg (Jan–Jun) 8.8161
H2 Avg (Jul–Dec) 8.9986

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.2358 HRK (High: 9.0361 / Low: 8.8003). On the other end, December was the most stable month, with a tight range of 0.0781 HRK (High: 9.0946 / Low: 9.0165).

May Spread (Volatile) ±0.2358
December Spread (Stable) ±0.0781

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0631 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0631

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 9.0908) against the same month in 2017 (average: 9.0513), the exchange rate shifted by +0.0395 (+0.44%).

2018 Avg (November) 9.0908
2017 Avg (November) 9.0513

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.8884 8.6834 8.7635
February 8.8361 8.6460 8.7495
March 8.8155 8.6992 8.7592
April 8.8463 8.7197 8.7661
May 9.0361 8.8003 8.9147
June 9.0836 8.8701 8.9435
July 8.9389 8.8250 8.8876
August 9.1383 8.9031 9.0042
September 9.0108 8.8517 8.9411
October 9.1268 8.9513 9.0129
November 9.1727 9.0307 9.0908
December 9.0946 9.0165 9.0548