2025 XDR to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 XDR to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the XDR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 9.5988. Conversely, the yearly low was recorded on July 6, dropping to 8.4786.
This high-to-low spread represents a total annual volatility of 1.1203 HRK. From a start-to-finish perspective, comparing the January average rate of 9.4694 to the December average rate of 9.2341, the exchange rate registered a net change of -2.48% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2025 high of 9.5988 was up 0.59% compared to the 2024 peak of 9.5422, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 XDR based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
XDR to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2955, compared to 9.2164 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0791 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was July, with a trading range of 1.0290 HRK (High: 9.5076 / Low: 8.4786). On the other end, December was the most stable month, with a tight range of 0.0800 HRK (High: 9.2581 / Low: 9.1781).
Growth Streaks & Declines
TrendsBetween July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2016 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (February 2025: 9.4609) against the same month in 2024 (average: 9.2656), the exchange rate shifted by +0.1952 (+2.11%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 9.5691 | 9.3149 | 9.4694 |
| February | 9.5988 | 9.3908 | 9.4609 |
| March | 9.5387 | 9.1512 | 9.2592 |
| April | 9.3490 | 8.8171 | 9.1723 |
| May | 9.4285 | 8.8008 | 9.2279 |
| June | 9.2788 | 8.6780 | 9.1833 |
| July | 9.5076 | 8.4786 | 9.1412 |
| August | 9.3690 | 9.1316 | 9.2340 |
| September | 9.3038 | 9.1283 | 9.2357 |
| October | 9.2958 | 9.1929 | 9.2404 |
| November | 9.2927 | 8.8388 | 9.2126 |
| December | 9.2581 | 9.1781 | 9.2341 |