2012 ALL to HRK Historical Review

YEARLY HIGH

0.0554 HRK

YEARLY LOW

0.0530 HRK

YEARLY AVERAGE

0.0541 HRK

2012 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 0.0554. Conversely, the yearly low was recorded on September 30, dropping to 0.0530.

This high-to-low spread represents a total annual volatility of 0.0025 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0546 to the December average rate of 0.0539, the exchange rate registered a net change of -1.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0554 was up 0.90% compared to the 2011 peak of 0.0550, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 277 HRK

2011 Average 265 HRK

Yearly Trough Low 265 HRK

Transaction Impact: A difference of 12.38 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0547

0.0534

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0542, compared to 0.0540 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0542

H2 Avg (Jul–Dec) 0.0540

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0012 HRK (High: 0.0543 / Low: 0.0530). On the other end, June was the most stable month, with a tight range of 0.0004 HRK (High: 0.0547 / Low: 0.0543).

October Spread (Volatile) ±0.0012

June Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0546) against the same month in 2011 (average: 0.0531), the exchange rate shifted by +0.0015 (+2.85%).

2012 Avg (July) 0.0546

2011 Avg (July) 0.0531

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0549	0.0541	0.0546
February	0.0549	0.0537	0.0545
March	0.0542	0.0536	0.0539
April	0.0540	0.0533	0.0536
May	0.0546	0.0534	0.0541
June	0.0547	0.0543	0.0545
July	0.0554	0.0543	0.0546
August	0.0550	0.0539	0.0545
September	0.0542	0.0530	0.0535
October	0.0543	0.0530	0.0538
November	0.0542	0.0537	0.0540
December	0.0542	0.0536	0.0539