2013 ALL to HRK Historical Review

YEARLY HIGH

0.0547 HRK

YEARLY LOW

0.0528 HRK

YEARLY AVERAGE

0.0540 HRK

2013 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.0547. Conversely, the yearly low was recorded on June 16, dropping to 0.0528.

This high-to-low spread represents a total annual volatility of 0.0019 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0542 to the December average rate of 0.0545, the exchange rate registered a net change of 0.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0547 was down 1.31% compared to the 2012 peak of 0.0554, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 274 HRK

2012 Average 271 HRK

Yearly Trough Low 264 HRK

Transaction Impact: A difference of 9.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0546

0.0530

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0540, compared to 0.0540 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0540

H2 Avg (Jul–Dec) 0.0540

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0011 HRK (High: 0.0539 / Low: 0.0528). On the other end, February was the most stable month, with a tight range of 0.0004 HRK (High: 0.0545 / Low: 0.0541).

June Spread (Volatile) ±0.0011

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0545) against the same month in 2012 (average: 0.0539), the exchange rate shifted by +0.0006 (+1.07%).

2013 Avg (December) 0.0545

2012 Avg (December) 0.0539

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0544	0.0538	0.0542
February	0.0545	0.0541	0.0543
March	0.0545	0.0541	0.0543
April	0.0545	0.0540	0.0542
May	0.0539	0.0535	0.0537
June	0.0539	0.0528	0.0531
July	0.0537	0.0528	0.0535
August	0.0541	0.0536	0.0538
September	0.0544	0.0538	0.0541
October	0.0545	0.0537	0.0541
November	0.0546	0.0542	0.0544
December	0.0547	0.0543	0.0545