2015 ALL to HRK Historical Review

YEARLY HIGH

0.0559 HRK

YEARLY LOW

0.0531 HRK

YEARLY AVERAGE

0.0545 HRK

2015 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 21, valuing the pair at 0.0559. Conversely, the yearly low was recorded on May 17, dropping to 0.0531.

This high-to-low spread represents a total annual volatility of 0.0029 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0549 to the December average rate of 0.0555, the exchange rate registered a net change of 1.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0559 was up 0.98% compared to the 2014 peak of 0.0554, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 280 HRK

2014 Average 273 HRK

Yearly Trough Low 265 HRK

Transaction Impact: A difference of 14.40 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0557

0.0535

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0543, compared to 0.0547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0543

H2 Avg (Jul–Dec) 0.0547

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0016 HRK (High: 0.0559 / Low: 0.0544). On the other end, January was the most stable month, with a tight range of 0.0005 HRK (High: 0.0552 / Low: 0.0547).

November Spread (Volatile) ±0.0016

January Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0005 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.0551) against the same month in 2014 (average: 0.0549), the exchange rate shifted by +0.0002 (+0.32%).

2015 Avg (November) 0.0551

2014 Avg (November) 0.0549

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0552	0.0547	0.0549
February	0.0553	0.0546	0.0550
March	0.0548	0.0539	0.0544
April	0.0545	0.0537	0.0541
May	0.0541	0.0531	0.0537
June	0.0543	0.0532	0.0537
July	0.0546	0.0540	0.0543
August	0.0546	0.0537	0.0541
September	0.0552	0.0537	0.0544
October	0.0553	0.0543	0.0546
November	0.0559	0.0544	0.0551
December	0.0559	0.0550	0.0555