2018 ALL to HRK Historical Review

YEARLY HIGH

0.0607 HRK

YEARLY LOW

0.0554 HRK

YEARLY AVERAGE

0.0582 HRK

2018 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.0607. Conversely, the yearly low was recorded on January 16, dropping to 0.0554.

This high-to-low spread represents a total annual volatility of 0.0053 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0557 to the December average rate of 0.0600, the exchange rate registered a net change of 7.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0607 was up 6.75% compared to the 2017 peak of 0.0568, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 303 HRK

2017 Average 278 HRK

Yearly Trough Low 277 HRK

Transaction Impact: A difference of 26.53 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0604

0.0552

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0571, compared to 0.0592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0571

H2 Avg (Jul–Dec) 0.0592

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 0.0018 HRK (High: 0.0596 / Low: 0.0577). On the other end, November was the most stable month, with a tight range of 0.0005 HRK (High: 0.0599 / Low: 0.0594).

June Spread (Volatile) ±0.0018

November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.0600) against the same month in 2017 (average: 0.0565), the exchange rate shifted by +0.0035 (+6.16%).

2018 Avg (December) 0.0600

2017 Avg (December) 0.0565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0560	0.0554	0.0557
February	0.0565	0.0555	0.0560
March	0.0578	0.0561	0.0567
April	0.0577	0.0568	0.0574
May	0.0587	0.0576	0.0582
June	0.0596	0.0577	0.0585
July	0.0590	0.0583	0.0587
August	0.0594	0.0588	0.0591
September	0.0591	0.0584	0.0587
October	0.0597	0.0589	0.0593
November	0.0599	0.0594	0.0596
December	0.0607	0.0594	0.0600