2023 ALL to HRK Historical Review

YEARLY HIGH

0.0754 HRK

YEARLY LOW

0.0634 HRK

YEARLY AVERAGE

0.0694 HRK

2023 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.0754. Conversely, the yearly low was recorded on January 8, dropping to 0.0634.

This high-to-low spread represents a total annual volatility of 0.0120 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0647 to the December average rate of 0.0733, the exchange rate registered a net change of 13.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.0754 was up 12.85% compared to the 2022 peak of 0.0668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 377 HRK

2022 Average 317 HRK

Yearly Trough Low 317 HRK

Transaction Impact: A difference of 60.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.0741

0.0639

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0668, compared to 0.0720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.0668

H2 Avg (Jul–Dec) 0.0720

Volatility Range Comparison

Volatility

The most volatile month in 2023 was August, with a trading range of 0.0055 HRK (High: 0.0736 / Low: 0.0682). On the other end, October was the most stable month, with a tight range of 0.0011 HRK (High: 0.0718 / Low: 0.0707).

August Spread (Volatile) ±0.0055

October Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0016 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 0.0729) against the same month in 2022 (average: 0.0640), the exchange rate shifted by +0.0089 (+13.92%).

2023 Avg (July) 0.0729

2022 Avg (July) 0.0640

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0659	0.0634	0.0647
February	0.0657	0.0640	0.0652
March	0.0666	0.0652	0.0658
April	0.0684	0.0662	0.0671
May	0.0686	0.0664	0.0678
June	0.0714	0.0686	0.0702
July	0.0754	0.0706	0.0729
August	0.0736	0.0682	0.0713
September	0.0714	0.0697	0.0705
October	0.0718	0.0707	0.0712
November	0.0740	0.0712	0.0725
December	0.0745	0.0724	0.0733