2016 ALL to HRK Historical Review

YEARLY HIGH

0.0562 HRK

YEARLY LOW

0.0535 HRK

YEARLY AVERAGE

0.0548 HRK

2016 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.0562. Conversely, the yearly low was recorded on June 5, dropping to 0.0535.

This high-to-low spread represents a total annual volatility of 0.0027 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0554 to the December average rate of 0.0558, the exchange rate registered a net change of 0.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0562 was up 0.45% compared to the 2015 peak of 0.0559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 281 HRK

2015 Average 272 HRK

Yearly Trough Low 268 HRK

Transaction Impact: A difference of 13.43 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0559

0.0539

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0547, compared to 0.0550 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0547

H2 Avg (Jul–Dec) 0.0550

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0014 HRK (High: 0.0549 / Low: 0.0535). On the other end, September was the most stable month, with a tight range of 0.0005 HRK (High: 0.0549 / Low: 0.0544).

June Spread (Volatile) ±0.0014

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0558) against the same month in 2015 (average: 0.0555), the exchange rate shifted by +0.0003 (+0.51%).

2016 Avg (December) 0.0558

2015 Avg (December) 0.0555

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0558	0.0550	0.0554
February	0.0554	0.0544	0.0551
March	0.0552	0.0541	0.0546
April	0.0545	0.0537	0.0541
May	0.0544	0.0539	0.0542
June	0.0549	0.0535	0.0545
July	0.0552	0.0542	0.0548
August	0.0551	0.0543	0.0547
September	0.0549	0.0544	0.0546
October	0.0552	0.0544	0.0548
November	0.0556	0.0548	0.0552
December	0.0562	0.0554	0.0558