2019 ALL to HRK Historical Review

YEARLY HIGH

0.0614 HRK

YEARLY LOW

0.0588 HRK

YEARLY AVERAGE

0.0603 HRK

2019 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 5, valuing the pair at 0.0614. Conversely, the yearly low was recorded on March 20, dropping to 0.0588.

This high-to-low spread represents a total annual volatility of 0.0025 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0597 to the December average rate of 0.0608, the exchange rate registered a net change of 1.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0614 was up 1.14% compared to the 2018 peak of 0.0607, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 307 HRK

2018 Average 291 HRK

Yearly Trough Low 294 HRK

Transaction Impact: A difference of 12.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0611

0.0592

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0599, compared to 0.0607 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0599

H2 Avg (Jul–Dec) 0.0607

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0017 HRK (High: 0.0607 / Low: 0.0591). On the other end, November was the most stable month, with a tight range of 0.0004 HRK (High: 0.0608 / Low: 0.0604).

January Spread (Volatile) ±0.0017

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.0610) against the same month in 2018 (average: 0.0591), the exchange rate shifted by +0.0019 (+3.17%).

2019 Avg (August) 0.0610

2018 Avg (August) 0.0591

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0607	0.0591	0.0597
February	0.0598	0.0592	0.0596
March	0.0599	0.0588	0.0594
April	0.0603	0.0593	0.0598
May	0.0607	0.0598	0.0603
June	0.0609	0.0603	0.0607
July	0.0611	0.0603	0.0606
August	0.0614	0.0606	0.0610
September	0.0612	0.0603	0.0609
October	0.0607	0.0599	0.0604
November	0.0608	0.0604	0.0605
December	0.0612	0.0604	0.0608