2024 ALL to HRK Historical Review

YEARLY HIGH

0.0777 HRK

YEARLY LOW

0.0721 HRK

YEARLY AVERAGE

0.0749 HRK

2024 ALL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ALL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.0777. Conversely, the yearly low was recorded on January 8, dropping to 0.0721.

This high-to-low spread represents a total annual volatility of 0.0056 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0726 to the December average rate of 0.0767, the exchange rate registered a net change of 5.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0777 was up 3.04% compared to the 2023 peak of 0.0754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 389 HRK

2023 Average 347 HRK

Yearly Trough Low 361 HRK

Transaction Impact: A difference of 27.97 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0773

0.0721

JanuMarcMayJulySeptNove

ALL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0737, compared to 0.0760 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0737

H2 Avg (Jul–Dec) 0.0760

Volatility Range Comparison

Volatility

The most volatile month in 2024 was April, with a trading range of 0.0022 HRK (High: 0.0753 / Low: 0.0731). On the other end, October was the most stable month, with a tight range of 0.0004 HRK (High: 0.0766 / Low: 0.0762).

April Spread (Volatile) ±0.0022

October Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0002 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.0769) against the same month in 2023 (average: 0.0725), the exchange rate shifted by +0.0044 (+6.04%).

2024 Avg (November) 0.0769

2023 Avg (November) 0.0725

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0731	0.0721	0.0726
February	0.0730	0.0722	0.0726
March	0.0737	0.0724	0.0729
April	0.0753	0.0731	0.0743
May	0.0753	0.0745	0.0749
June	0.0757	0.0746	0.0751
July	0.0753	0.0748	0.0751
August	0.0758	0.0750	0.0753
September	0.0766	0.0754	0.0758
October	0.0766	0.0762	0.0764
November	0.0777	0.0762	0.0769
December	0.0777	0.0762	0.0767