2012 BAM to BGN Historical Review

YEARLY HIGH

1.0088 BGN

YEARLY LOW

0.9906 BGN

YEARLY AVERAGE

1.0000 BGN

2012 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 1.0088. Conversely, the yearly low was recorded on August 2, dropping to 0.9906.

This high-to-low spread represents a total annual volatility of 0.0182 BGN. From a start-to-finish perspective, comparing the January average rate of 1.0000 to the December average rate of 0.9992, the exchange rate registered a net change of -0.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0088 was down 0.05% compared to the 2011 peak of 1.0093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,044 BGN

2011 Average 4,996 BGN

Yearly Trough Low 4,953 BGN

Transaction Impact: A difference of 91.08 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0018

0.9983

JanuMarcMayJulySeptNove

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0001, compared to 0.9998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 1.0001

H2 Avg (Jul–Dec) 0.9998

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0182 BGN (High: 1.0088 / Low: 0.9906). On the other end, November was the most stable month, with a tight range of 0.0052 BGN (High: 1.0025 / Low: 0.9973).

August Spread (Volatile) ±0.0182

November Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0018 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.9999) against the same month in 2011 (average: 0.9993), the exchange rate shifted by +0.0006 (+0.06%).

2012 Avg (August) 0.9999

2011 Avg (August) 0.9993

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0057	0.9963	1.0000
February	1.0055	0.9965	1.0003
March	1.0030	0.9972	1.0004
April	1.0019	0.9965	1.0000
May	1.0029	0.9945	0.9986
June	1.0075	0.9951	1.0015
July	1.0047	0.9958	0.9997
August	1.0088	0.9906	0.9999
September	1.0073	0.9960	1.0006
October	1.0030	0.9971	0.9996
November	1.0025	0.9973	0.9998
December	1.0018	0.9952	0.9992