2013 BAM to BGN Historical Review

YEARLY HIGH

1.0032 BGN

YEARLY LOW

0.9952 BGN

YEARLY AVERAGE

1.0001 BGN

2013 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 10, valuing the pair at 1.0032. Conversely, the yearly low was recorded on February 25, dropping to 0.9952.

This high-to-low spread represents a total annual volatility of 0.0080 BGN. From a start-to-finish perspective, comparing the January average rate of 0.9996 to the December average rate of 1.0004, the exchange rate registered a net change of 0.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0032 was down 0.56% compared to the 2012 peak of 1.0088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,016 BGN

2012 Average 5,000 BGN

Yearly Trough Low 4,976 BGN

Transaction Impact: A difference of 39.80 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0005

0.9995

JanuMarcMayJulySeptNove

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9999, compared to 1.0002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.9999

H2 Avg (Jul–Dec) 1.0002

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0065 BGN (High: 1.0018 / Low: 0.9952). On the other end, December was the most stable month, with a tight range of 0.0025 BGN (High: 1.0018 / Low: 0.9993).

February Spread (Volatile) ±0.0065

December Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 1.0002) against the same month in 2012 (average: 0.9997), the exchange rate shifted by +0.0005 (+0.05%).

2013 Avg (July) 1.0002

2012 Avg (July) 0.9997

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0012	0.9972	0.9996
February	1.0018	0.9952	1.0000
March	1.0024	0.9986	1.0001
April	1.0026	0.9968	1.0001
May	1.0019	0.9975	0.9999
June	1.0020	0.9960	0.9996
July	1.0032	0.9980	1.0002
August	1.0017	0.9991	1.0003
September	1.0027	0.9985	1.0002
October	1.0021	0.9988	1.0002
November	1.0019	0.9969	1.0002
December	1.0018	0.9993	1.0004