2018 BAM to BGN Historical Review

YEARLY HIGH

1.0283 BGN

YEARLY LOW

0.9893 BGN

YEARLY AVERAGE

1.0010 BGN

2018 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 1.0283. Conversely, the yearly low was recorded on January 13, dropping to 0.9893.

This high-to-low spread represents a total annual volatility of 0.0390 BGN. From a start-to-finish perspective, comparing the January average rate of 0.9991 to the December average rate of 1.0005, the exchange rate registered a net change of 0.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.0283 was up 1.52% compared to the 2017 peak of 1.0129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,142 BGN

2017 Average 4,999 BGN

Yearly Trough Low 4,947 BGN

Transaction Impact: A difference of 195.02 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.0039

0.9986

JanuMarcMayJulySeptNove

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0002, compared to 1.0018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 1.0002

H2 Avg (Jul–Dec) 1.0018

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0369 BGN (High: 1.0283 / Low: 0.9914). On the other end, December was the most stable month, with a tight range of 0.0099 BGN (High: 1.0067 / Low: 0.9968).

November Spread (Volatile) ±0.0369

December Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0031 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 1.0031) against the same month in 2017 (average: 0.9994), the exchange rate shifted by +0.0037 (+0.37%).

2018 Avg (November) 1.0031

2017 Avg (November) 0.9994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0037	0.9893	0.9991
February	1.0068	0.9903	1.0002
March	1.0060	0.9942	1.0000
April	1.0120	0.9971	1.0013
May	1.0075	0.9957	1.0005
June	1.0185	0.9939	0.9999
July	1.0241	0.9947	1.0020
August	1.0157	0.9945	1.0012
September	1.0266	0.9954	1.0035
October	1.0160	0.9949	1.0004
November	1.0283	0.9914	1.0031
December	1.0067	0.9968	1.0005