2022 BAM to BGN Historical Review

YEARLY HIGH

1.0214 BGN

YEARLY LOW

0.9749 BGN

YEARLY AVERAGE

1.0003 BGN

2022 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 1.0214. Conversely, the yearly low was recorded on November 10, dropping to 0.9749.

This high-to-low spread represents a total annual volatility of 0.0465 BGN. From a start-to-finish perspective, comparing the January average rate of 0.9999 to the December average rate of 1.0002, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0214 was up 1.22% compared to the 2021 peak of 1.0091, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,107 BGN

2021 Average 5,001 BGN

Yearly Trough Low 4,875 BGN

Transaction Impact: A difference of 232.25 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0014

0.9980

JanuMarcMayJulySeptNove

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0006, compared to 0.9999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 1.0006

H2 Avg (Jul–Dec) 0.9999

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0383 BGN (High: 1.0214 / Low: 0.9831). On the other end, July was the most stable month, with a tight range of 0.0117 BGN (High: 1.0060 / Low: 0.9943).

September Spread (Volatile) ±0.0383

July Spread (Stable) ±0.0117

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0028 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.0011) against the same month in 2021 (average: 1.0000), the exchange rate shifted by +0.0011 (+0.11%).

2022 Avg (September) 1.0011

2021 Avg (September) 1.0000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0080	0.9934	0.9999
February	1.0086	0.9870	1.0004
March	1.0082	0.9916	1.0008
April	1.0074	0.9940	1.0009
May	1.0150	0.9925	1.0007
June	1.0098	0.9860	1.0006
July	1.0060	0.9943	1.0010
August	1.0095	0.9938	1.0008
September	1.0214	0.9831	1.0011
October	1.0080	0.9862	0.9983
November	1.0124	0.9749	0.9983
December	1.0086	0.9903	1.0002