2016 BAM to BGN Historical Review

YEARLY HIGH

1.0061 BGN

YEARLY LOW

0.9920 BGN

YEARLY AVERAGE

0.9998 BGN

2016 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 1.0061. Conversely, the yearly low was recorded on December 4, dropping to 0.9920.

This high-to-low spread represents a total annual volatility of 0.0141 BGN. From a start-to-finish perspective, comparing the January average rate of 1.0001 to the December average rate of 0.9996, the exchange rate registered a net change of -0.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.0061 was up 0.43% compared to the 2015 peak of 1.0018, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,031 BGN

2015 Average 5,000 BGN

Yearly Trough Low 4,960 BGN

Transaction Impact: A difference of 70.60 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.0002

0.9993

JanuMarcMayJulySeptNove

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0001, compared to 0.9996 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 1.0001

H2 Avg (Jul–Dec) 0.9996

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0109 BGN (High: 1.0028 / Low: 0.9920). On the other end, April was the most stable month, with a tight range of 0.0011 BGN (High: 1.0007 / Low: 0.9996).

December Spread (Volatile) ±0.0109

April Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.9997) against the same month in 2015 (average: 1.0002), the exchange rate shifted by -0.0005 (-0.05%).

2016 Avg (November) 0.9997

2015 Avg (November) 1.0002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0007	0.9995	1.0001
February	1.0011	0.9992	1.0001
March	1.0005	0.9986	0.9999
April	1.0007	0.9996	1.0001
May	1.0014	0.9992	1.0001
June	1.0019	0.9963	1.0000
July	1.0006	0.9983	0.9996
August	1.0002	0.9980	0.9994
September	1.0013	0.9985	0.9996
October	1.0010	0.9989	0.9998
November	1.0061	0.9978	0.9997
December	1.0028	0.9920	0.9996