2026 BAM to BGN Historical Review

YEARLY HIGH

1.0100 BGN

YEARLY LOW

0.9886 BGN

YEARLY AVERAGE

1.0005 BGN

2026 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 1.0100. Conversely, the yearly low was recorded on April 7, dropping to 0.9886.

This high-to-low spread represents a total annual volatility of 0.0214 BGN. From a start-to-finish perspective, comparing the January average rate of 0.9995 to the December average rate of 1.0027, the exchange rate registered a net change of 0.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.0100 was down 0.17% compared to the 2025 peak of 1.0117, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,050 BGN

2025 Average 4,999 BGN

Yearly Trough Low 4,943 BGN

Transaction Impact: A difference of 107.17 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0031

0.9989

JanuFebrMarcApriMayJune

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0005, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0005 points.

H1 Avg (Jan–Jun) 1.0005

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0181 BGN (High: 1.0089 / Low: 0.9908). On the other end, May was the most stable month, with a tight range of 0.0028 BGN (High: 1.0011 / Low: 0.9983).

March Spread (Volatile) ±0.0181

May Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.0027) against the same month in 2025 (average: 0.9993), the exchange rate shifted by +0.0034 (+0.34%).

2026 Avg (June) 1.0027

2025 Avg (June) 0.9993

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0040	0.9908	0.9995
February	1.0047	0.9971	1.0005
March	1.0089	0.9908	1.0010
April	1.0051	0.9886	0.9998
May	1.0011	0.9983	0.9993
June	1.0100	0.9997	1.0027