2019 BAM to BGN Historical Review

YEARLY HIGH

1.0105 BGN

YEARLY LOW

0.9919 BGN

YEARLY AVERAGE

1.0003 BGN

2019 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 1.0105. Conversely, the yearly low was recorded on January 9, dropping to 0.9919.

This high-to-low spread represents a total annual volatility of 0.0187 BGN. From a start-to-finish perspective, comparing the January average rate of 1.0007 to the December average rate of 0.9999, the exchange rate registered a net change of -0.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.0105 was down 1.73% compared to the 2018 peak of 1.0283, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,053 BGN

2018 Average 5,005 BGN

Yearly Trough Low 4,959 BGN

Transaction Impact: A difference of 93.33 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.0012

0.9994

JanuMarcMayJulySeptNove

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0004, compared to 1.0002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 1.0004

H2 Avg (Jul–Dec) 1.0002

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0178 BGN (High: 1.0097 / Low: 0.9919). On the other end, November was the most stable month, with a tight range of 0.0068 BGN (High: 1.0040 / Low: 0.9972).

January Spread (Volatile) ±0.0178

November Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 1.0009) against the same month in 2018 (average: 1.0000), the exchange rate shifted by +0.0009 (+0.09%).

2019 Avg (March) 1.0009

2018 Avg (March) 1.0000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0097	0.9919	1.0007
February	1.0050	0.9939	1.0002
March	1.0105	0.9948	1.0009
April	1.0071	0.9968	1.0011
May	1.0032	0.9958	0.9996
June	1.0083	0.9946	0.9999
July	1.0069	0.9964	1.0004
August	1.0053	0.9919	1.0003
September	1.0047	0.9953	1.0004
October	1.0032	0.9958	0.9995
November	1.0040	0.9972	1.0004
December	1.0053	0.9925	0.9999