2015 BAM to BGN Historical Review

YEARLY HIGH

1.0018 BGN

YEARLY LOW

0.9935 BGN

YEARLY AVERAGE

0.9999 BGN

2015 BAM to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 23, valuing the pair at 1.0018. Conversely, the yearly low was recorded on April 3, dropping to 0.9935.

This high-to-low spread represents a total annual volatility of 0.0082 BGN. From a start-to-finish perspective, comparing the January average rate of 1.0000 to the December average rate of 1.0000, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0018 was down 0.04% compared to the 2014 peak of 1.0022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,009 BGN

2014 Average 5,001 BGN

Yearly Trough Low 4,968 BGN

Transaction Impact: A difference of 41.12 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0003

0.9993

JanuMarcMayJulySeptNove

BAM to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9999, compared to 0.9999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.9999

H2 Avg (Jul–Dec) 0.9999

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0072 BGN (High: 1.0008 / Low: 0.9935). On the other end, February was the most stable month, with a tight range of 0.0015 BGN (High: 1.0008 / Low: 0.9993).

April Spread (Volatile) ±0.0072

February Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.0000) against the same month in 2014 (average: 1.0003), the exchange rate shifted by -0.0003 (-0.03%).

2015 Avg (January) 1.0000

2014 Avg (January) 1.0003

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0018	0.9978	1.0000
February	1.0008	0.9993	1.0000
March	1.0010	0.9990	1.0000
April	1.0008	0.9935	0.9994
May	1.0011	0.9990	1.0000
June	1.0010	0.9966	0.9998
July	1.0007	0.9979	0.9999
August	1.0011	0.9985	0.9997
September	1.0006	0.9987	0.9998
October	1.0011	0.9989	1.0000
November	1.0013	0.9987	1.0002
December	1.0012	0.9988	1.0000