2012 BAM to SGD Historical Review

YEARLY HIGH

0.8617 SGD

YEARLY LOW

0.7764 SGD

YEARLY AVERAGE

0.8206 SGD

2012 BAM to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.8617. Conversely, the yearly low was recorded on August 2, dropping to 0.7764.

This high-to-low spread represents a total annual volatility of 0.0853 SGD. From a start-to-finish perspective, comparing the January average rate of 0.8433 to the December average rate of 0.8177, the exchange rate registered a net change of -3.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8617 was down 7.92% compared to the 2011 peak of 0.9359, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,309 SGD

2011 Average 4,467 SGD

Yearly Trough Low 3,882 SGD

Transaction Impact: A difference of 426.66 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8549

0.7845

JanuMarcMayJulySeptNove

BAM to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8374, compared to 0.8038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0336 points.

H1 Avg (Jan–Jun) 0.8374

H2 Avg (Jul–Dec) 0.8038

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0414 SGD (High: 0.8180 / Low: 0.7766). On the other end, June was the most stable month, with a tight range of 0.0114 SGD (High: 0.8238 / Low: 0.8124).

July Spread (Volatile) ±0.0414

June Spread (Stable) ±0.0114

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0271 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0271

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.8472) against the same month in 2011 (average: 0.8896), the exchange rate shifted by -0.0423 (-4.76%).

2012 Avg (February) 0.8472

2011 Avg (February) 0.8896

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8587	0.8350	0.8433
February	0.8617	0.8345	0.8472
March	0.8574	0.8412	0.8490
April	0.8561	0.8349	0.8410
May	0.8349	0.8140	0.8253
June	0.8238	0.8124	0.8188
July	0.8180	0.7766	0.7917
August	0.8038	0.7764	0.7904
September	0.8200	0.8000	0.8095
October	0.8185	0.8059	0.8114
November	0.8109	0.7941	0.8022
December	0.8265	0.8059	0.8177