2020 BAM to SGD Historical Review

YEARLY HIGH

0.8364 SGD

YEARLY LOW

0.7633 SGD

YEARLY AVERAGE

0.8043 SGD

2020 BAM to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.8364. Conversely, the yearly low was recorded on January 20, dropping to 0.7633.

This high-to-low spread represents a total annual volatility of 0.0731 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7669 to the December average rate of 0.8289, the exchange rate registered a net change of 8.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8364 was up 4.55% compared to the 2019 peak of 0.8001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,182 SGD

2019 Average 3,905 SGD

Yearly Trough Low 3,817 SGD

Transaction Impact: A difference of 365.63 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8351

0.7607

JanuMarcMayJulySeptNove

BAM to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7877, compared to 0.8209 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0332 points.

H1 Avg (Jan–Jun) 0.7877

H2 Avg (Jul–Dec) 0.8209

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0352 SGD (High: 0.8333 / Low: 0.7981). On the other end, January was the most stable month, with a tight range of 0.0092 SGD (High: 0.7725 / Low: 0.7633).

July Spread (Volatile) ±0.0352

January Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0103 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.8278) against the same month in 2019 (average: 0.7881), the exchange rate shifted by +0.0397 (+5.03%).

2020 Avg (August) 0.8278

2019 Avg (August) 0.7881

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7725	0.7633	0.7669
February	0.7832	0.7695	0.7750
March	0.8143	0.7848	0.8010
April	0.8025	0.7825	0.7907
May	0.8038	0.7798	0.7907
June	0.8105	0.7972	0.8020
July	0.8333	0.7981	0.8118
August	0.8364	0.8207	0.8278
September	0.8344	0.8170	0.8241
October	0.8235	0.8138	0.8180
November	0.8210	0.8097	0.8149
December	0.8355	0.8183	0.8289