2016 BAM to SGD Historical Review

YEARLY HIGH

0.8056 SGD

YEARLY LOW

0.7603 SGD

YEARLY AVERAGE

0.7811 SGD

2016 BAM to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BAM to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.8056. Conversely, the yearly low was recorded on July 10, dropping to 0.7603.

This high-to-low spread represents a total annual volatility of 0.0453 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7955 to the December average rate of 0.7737, the exchange rate registered a net change of -2.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.8056 was down 3.10% compared to the 2015 peak of 0.8314, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,028 SGD

2015 Average 3,900 SGD

Yearly Trough Low 3,801 SGD

Transaction Impact: A difference of 226.75 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.8011

0.7601

JanuMarcMayJulySeptNove

BAM to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7878, compared to 0.7744 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0134 points.

H1 Avg (Jan–Jun) 0.7878

H2 Avg (Jul–Dec) 0.7744

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0246 SGD (High: 0.7892 / Low: 0.7646). On the other end, July was the most stable month, with a tight range of 0.0065 SGD (High: 0.7668 / Low: 0.7603).

June Spread (Volatile) ±0.0246

July Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0167 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.7955) against the same month in 2015 (average: 0.7950), the exchange rate shifted by +0.0005 (+0.06%).

2016 Avg (January) 0.7955

2015 Avg (January) 0.7950

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8056	0.7851	0.7955
February	0.8049	0.7829	0.7977
March	0.7865	0.7736	0.7810
April	0.7883	0.7772	0.7830
May	0.7984	0.7841	0.7915
June	0.7892	0.7646	0.7783
July	0.7668	0.7603	0.7635
August	0.7812	0.7629	0.7719
September	0.7832	0.7736	0.7788
October	0.7856	0.7734	0.7801
November	0.7874	0.7719	0.7784
December	0.7789	0.7672	0.7737