2015 BAM to SGD Historical Review

YEARLY HIGH

0.8314 SGD

YEARLY LOW

0.7391 SGD

YEARLY AVERAGE

0.7801 SGD

2015 BAM to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.8314. Conversely, the yearly low was recorded on April 27, dropping to 0.7391.

This high-to-low spread represents a total annual volatility of 0.0923 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7950 to the December average rate of 0.7846, the exchange rate registered a net change of -1.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.8314 was down 7.62% compared to the 2014 peak of 0.8999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,157 SGD

2014 Average 4,300 SGD

Yearly Trough Low 3,695 SGD

Transaction Impact: A difference of 461.48 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8199

0.7387

JanuMarcMayJulySeptNove

BAM to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7704, compared to 0.7897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0194 points.

H1 Avg (Jan–Jun) 0.7704

H2 Avg (Jul–Dec) 0.7897

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0615 SGD (High: 0.8314 / Low: 0.7698). On the other end, February was the most stable month, with a tight range of 0.0120 SGD (High: 0.7916 / Low: 0.7796).

August Spread (Volatile) ±0.0615

February Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0281 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.7956) against the same month in 2014 (average: 0.8498), the exchange rate shifted by -0.0542 (-6.38%).

2015 Avg (August) 0.7956

2014 Avg (August) 0.8498

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8189	0.7686	0.7950
February	0.7916	0.7796	0.7866
March	0.7806	0.7467	0.7621
April	0.7574	0.7391	0.7454
May	0.7729	0.7511	0.7613
June	0.7780	0.7574	0.7718
July	0.7748	0.7577	0.7654
August	0.8314	0.7698	0.7956
September	0.8203	0.8072	0.8132
October	0.8213	0.7849	0.8040
November	0.7888	0.7631	0.7758
December	0.7938	0.7642	0.7846