2021 BAM to SGD Historical Review

YEARLY HIGH

0.8329 SGD

YEARLY LOW

0.7803 SGD

YEARLY AVERAGE

0.8128 SGD

2021 BAM to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.8329. Conversely, the yearly low was recorded on December 29, dropping to 0.7803.

This high-to-low spread represents a total annual volatility of 0.0525 SGD. From a start-to-finish perspective, comparing the January average rate of 0.8254 to the December average rate of 0.7879, the exchange rate registered a net change of -4.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8329 was down 0.42% compared to the 2020 peak of 0.8364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,164 SGD

2020 Average 4,022 SGD

Yearly Trough Low 3,902 SGD

Transaction Impact: A difference of 262.69 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8291

0.7842

JanuMarcMayJulySeptNove

BAM to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8209, compared to 0.8047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0162 points.

H1 Avg (Jan–Jun) 0.8209

H2 Avg (Jul–Dec) 0.8047

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0174 SGD (High: 0.8329 / Low: 0.8155). On the other end, July was the most stable month, with a tight range of 0.0080 SGD (High: 0.8234 / Low: 0.8154).

May Spread (Volatile) ±0.0174

July Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0101 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.8253) against the same month in 2020 (average: 0.7907), the exchange rate shifted by +0.0346 (+4.38%).

2021 Avg (May) 0.8253

2020 Avg (May) 0.7907

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8317	0.8206	0.8254
February	0.8266	0.8167	0.8207
March	0.8234	0.8071	0.8169
April	0.8223	0.8056	0.8152
May	0.8329	0.8155	0.8253
June	0.8277	0.8172	0.8219
July	0.8234	0.8154	0.8196
August	0.8244	0.8090	0.8154
September	0.8171	0.8036	0.8117
October	0.8064	0.7978	0.8018
November	0.8000	0.7833	0.7917
December	0.7940	0.7803	0.7879