2014 BAM to SGD Historical Review

YEARLY HIGH

0.8999 SGD

YEARLY LOW

0.8195 SGD

YEARLY AVERAGE

0.8601 SGD

2014 BAM to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.8999. Conversely, the yearly low was recorded on October 5, dropping to 0.8195.

This high-to-low spread represents a total annual volatility of 0.0804 SGD. From a start-to-finish perspective, comparing the January average rate of 0.8857 to the December average rate of 0.8282, the exchange rate registered a net change of -6.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8999 was up 0.79% compared to the 2013 peak of 0.8929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,500 SGD

2013 Average 4,246 SGD

Yearly Trough Low 4,097 SGD

Transaction Impact: A difference of 402.21 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.9023

0.8188

JanuMarcMayJulySeptNove

BAM to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8831, compared to 0.8371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0460 points.

H1 Avg (Jan–Jun) 0.8831

H2 Avg (Jul–Dec) 0.8371

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0195 SGD (High: 0.8577 / Low: 0.8382). On the other end, April was the most stable month, with a tight range of 0.0076 SGD (High: 0.8892 / Low: 0.8815).

August Spread (Volatile) ±0.0195

April Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0174 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.8953) against the same month in 2013 (average: 0.8254), the exchange rate shifted by +0.0699 (+8.47%).

2014 Avg (March) 0.8953

2013 Avg (March) 0.8254

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8943	0.8800	0.8857
February	0.8904	0.8770	0.8839
March	0.8999	0.8847	0.8953
April	0.8892	0.8815	0.8854
May	0.8885	0.8723	0.8786
June	0.8747	0.8642	0.8695
July	0.8709	0.8519	0.8605
August	0.8577	0.8382	0.8498
September	0.8406	0.8242	0.8324
October	0.8323	0.8195	0.8257
November	0.8356	0.8197	0.8259
December	0.8367	0.8206	0.8282