2025 BAM to SGD Historical Review

YEARLY HIGH

0.7771 SGD

YEARLY LOW

0.7119 SGD

YEARLY AVERAGE

0.7543 SGD

2025 BAM to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 0.7771. Conversely, the yearly low was recorded on February 20, dropping to 0.7119.

This high-to-low spread represents a total annual volatility of 0.0652 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7208 to the December average rate of 0.7731, the exchange rate registered a net change of 7.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7771 was up 3.30% compared to the 2024 peak of 0.7523, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 3,886 SGD

2024 Average 3,697 SGD

Yearly Trough Low 3,560 SGD

Transaction Impact: A difference of 326.08 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7787

0.7111

JanuMarcMayJulySeptNove

BAM to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7392, compared to 0.7693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0301 points.

H1 Avg (Jan–Jun) 0.7392

H2 Avg (Jul–Dec) 0.7693

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0349 SGD (High: 0.7720 / Low: 0.7370). On the other end, November was the most stable month, with a tight range of 0.0066 SGD (High: 0.7736 / Low: 0.7671).

April Spread (Volatile) ±0.0349

November Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0104 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.7709) against the same month in 2024 (average: 0.7361), the exchange rate shifted by +0.0348 (+4.73%).

2025 Avg (September) 0.7709

2024 Avg (September) 0.7361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7267	0.7130	0.7208
February	0.7240	0.7119	0.7167
March	0.7474	0.7163	0.7381
April	0.7720	0.7370	0.7574
May	0.7591	0.7387	0.7470
June	0.7650	0.7441	0.7555
July	0.7695	0.7595	0.7660
August	0.7690	0.7529	0.7651
September	0.7771	0.7659	0.7709
October	0.7755	0.7669	0.7713
November	0.7736	0.7671	0.7698
December	0.7760	0.7687	0.7731