YEARLY HIGH
63.5025 ALL
YEARLY LOW
61.4951 ALL
YEARLY AVERAGE
62.6183 ALL

2021 BGN to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 2, valuing the pair at 63.5025. Conversely, the yearly low was recorded on December 25, dropping to 61.4951.

This high-to-low spread represents a total annual volatility of 2.0075 ALL. From a start-to-finish perspective, comparing the January average rate of 63.1654 to the December average rate of 61.7539, the exchange rate registered a net change of -2.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 63.5025 was down 10.22% compared to the 2020 peak of 70.7348, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 317,513 ALL
2020 Average 316,364 ALL
Yearly Trough Low 307,475 ALL
Transaction Impact: A difference of 10,037.36 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

63.3909
61.6051
JanuMarcMayJulySeptNove

BGN to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 63.0221, compared to 62.2145 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8076 points.

H1 Avg (Jan–Jun) 63.0221
H2 Avg (Jul–Dec) 62.2145

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.5693 ALL (High: 63.2780 / Low: 61.7088). On the other end, September was the most stable month, with a tight range of 0.5396 ALL (High: 62.4811 / Low: 61.9415).

November Spread (Volatile) ±1.5693
September Spread (Stable) ±0.5396

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.6645 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.6645

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 63.0359) against the same month in 2020 (average: 63.3938), the exchange rate shifted by -0.3579 (-0.56%).

2021 Avg (March) 63.0359
2020 Avg (March) 63.3938

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 63.4502 62.5140 63.1654
February 63.4952 62.9374 63.2421
March 63.5025 62.7710 63.0359
April 63.3952 62.5391 62.9929
May 63.1822 62.5634 62.9371
June 63.2231 62.2953 62.7594
July 62.7366 62.1367 62.5452
August 62.5186 61.7447 62.1682
September 62.4811 61.9415 62.1986
October 63.0268 61.9828 62.2027
November 63.2780 61.7088 62.4184
December 62.1477 61.4951 61.7539