2012 BGN to ALL Historical Review

YEARLY HIGH

71.8636 ALL

YEARLY LOW

69.6338 ALL

YEARLY AVERAGE

71.0079 ALL

2012 BGN to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 71.8636. Conversely, the yearly low was recorded on August 16, dropping to 69.6338.

This high-to-low spread represents a total annual volatility of 2.2298 ALL. From a start-to-finish perspective, comparing the January average rate of 70.6522 to the December average rate of 71.4449, the exchange rate registered a net change of 1.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 71.8636 was down 2.04% compared to the 2011 peak of 73.3594, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 359,318 ALL

2011 Average 358,715 ALL

Yearly Trough Low 348,169 ALL

Transaction Impact: A difference of 11,148.75 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

71.6438

70.0264

JanuMarcMayJulySeptNove

BGN to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 71.0895, compared to 70.9263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1632 points.

H1 Avg (Jan–Jun) 71.0895

H2 Avg (Jul–Dec) 70.9263

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 1.6217 ALL (High: 71.7534 / Low: 70.1317). On the other end, November was the most stable month, with a tight range of 0.4146 ALL (High: 71.6465 / Low: 71.2319).

September Spread (Volatile) ±1.6217

November Spread (Stable) ±0.4146

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.6591 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.6591

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 71.0700) against the same month in 2011 (average: 71.3532), the exchange rate shifted by -0.2832 (-0.40%).

2012 Avg (February) 71.0700

2011 Avg (February) 71.3532

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	71.2145	70.1883	70.6522
February	71.8636	70.4683	71.0700
March	71.6242	71.1419	71.4071
April	71.7299	71.2285	71.5090
May	71.6172	70.6744	71.2789
June	71.2869	70.3025	70.6198
July	70.6276	69.8722	70.2372
August	70.8996	69.6338	70.1612
September	71.7534	70.1317	70.9085
October	71.6683	71.0754	71.3924
November	71.6465	71.2319	71.4133
December	71.8153	71.1758	71.4449