YEARLY HIGH
70.7348 ALL
YEARLY LOW
51.0415 ALL
YEARLY AVERAGE
63.2720 ALL

2020 BGN to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 70.7348. Conversely, the yearly low was recorded on July 19, dropping to 51.0415.

This high-to-low spread represents a total annual volatility of 19.6933 ALL. From a start-to-finish perspective, comparing the January average rate of 62.3998 to the December average rate of 63.1536, the exchange rate registered a net change of 1.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 70.7348 was up 9.75% compared to the 2019 peak of 64.4536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 353,674 ALL
2019 Average 314,459 ALL
Yearly Trough Low 255,208 ALL
Transaction Impact: A difference of 98,466.48 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

64.3184
62.2254
JanuMarcMayJulySeptNove

BGN to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 63.2525, compared to 63.2914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0389 points.

H1 Avg (Jan–Jun) 63.2525
H2 Avg (Jul–Dec) 63.2914

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 12.7387 ALL (High: 63.7802 / Low: 51.0415). On the other end, October was the most stable month, with a tight range of 0.3911 ALL (High: 63.5719 / Low: 63.1808).

July Spread (Volatile) ±12.7387
October Spread (Stable) ±0.3911

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6009 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.6009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 63.5431) against the same month in 2019 (average: 62.9078), the exchange rate shifted by +0.6353 (+1.01%).

2020 Avg (May) 63.5431
2019 Avg (May) 62.9078

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 62.7184 61.9942 62.3998
February 63.0231 62.1298 62.4968
March 66.9458 61.9479 63.3938
April 65.5328 63.0086 64.1440
May 70.7348 62.8411 63.5431
June 64.2239 63.0908 63.5378
July 63.7802 51.0415 63.0931
August 63.9169 62.9026 63.4110
September 63.7311 63.0669 63.3712
October 63.5719 63.1808 63.4210
November 63.4768 63.0347 63.2987
December 63.9055 62.6745 63.1536