2014 BGN to ALL Historical Review

YEARLY HIGH

72.0553 ALL

YEARLY LOW

70.7008 ALL

YEARLY AVERAGE

71.5281 ALL

2014 BGN to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BGN to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 72.0553. Conversely, the yearly low was recorded on November 1, dropping to 70.7008.

This high-to-low spread represents a total annual volatility of 1.3545 ALL. From a start-to-finish perspective, comparing the January average rate of 71.8327 to the December average rate of 71.6207, the exchange rate registered a net change of -0.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 72.0553 was down 0.61% compared to the 2013 peak of 72.4951, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 360,276 ALL

2013 Average 358,471 ALL

Yearly Trough Low 353,504 ALL

Transaction Impact: A difference of 6,772.57 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

71.9004

71.0879

JanuMarcMayJulySeptNove

BGN to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 71.6591, compared to 71.3971 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2620 points.

H1 Avg (Jan–Jun) 71.6591

H2 Avg (Jul–Dec) 71.3971

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 1.0573 ALL (High: 71.7581 / Low: 70.7008). On the other end, May was the most stable month, with a tight range of 0.1985 ALL (High: 71.6471 / Low: 71.4486).

November Spread (Volatile) ±1.0573

May Spread (Stable) ±0.1985

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3557 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3557

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 71.8327) against the same month in 2013 (average: 71.3338), the exchange rate shifted by +0.4989 (+0.70%).

2014 Avg (January) 71.8327

2013 Avg (January) 71.3338

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	72.0553	71.5078	71.8327
February	71.8591	71.5716	71.7360
March	71.8092	71.5485	71.7025
April	71.7180	71.4095	71.5475
May	71.6471	71.4486	71.5513
June	71.7171	71.4344	71.5846
July	71.7346	71.0074	71.5113
August	71.2987	70.9777	71.1556
September	71.7136	71.2023	71.5208
October	71.5821	70.7546	71.2312
November	71.7581	70.7008	71.3432
December	71.7606	71.5152	71.6207