2020 BGN to SCR Historical Review

YEARLY HIGH

13.3179 SCR

YEARLY LOW

7.1819 SCR

YEARLY AVERAGE

10.0541 SCR

2020 BGN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 13.3179. Conversely, the yearly low was recorded on March 16, dropping to 7.1819.

This high-to-low spread represents a total annual volatility of 6.1360 SCR. From a start-to-finish perspective, comparing the January average rate of 7.7562 to the December average rate of 13.1892, the exchange rate registered a net change of 70.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.3179 was up 65.29% compared to the 2019 peak of 8.0574, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 66,589 SCR

2019 Average 39,141 SCR

Yearly Trough Low 35,909 SCR

Transaction Impact: A difference of 30,680.01 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.7453

7.0732

JanuMarcMayJulySeptNove

BGN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.6711, compared to 11.4371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.7659 points.

H1 Avg (Jan–Jun) 8.6711

H2 Avg (Jul–Dec) 11.4371

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.1827 SCR (High: 9.8163 / Low: 7.6336). On the other end, September was the most stable month, with a tight range of 0.2169 SCR (High: 10.8917 / Low: 10.6748).

April Spread (Volatile) ±2.1827

September Spread (Stable) ±0.2169

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1270 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.1270

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 13.1892) against the same month in 2019 (average: 7.7831), the exchange rate shifted by +5.4062 (+69.46%).

2020 Avg (December) 13.1892

2019 Avg (December) 7.7831

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	7.8864	7.3215	7.7562
February	7.7388	7.4944	7.6292
March	8.0207	7.1819	7.7250
April	9.8163	7.6336	9.0992
May	10.0214	8.8999	9.7063
June	10.2616	9.6809	10.1109
July	10.7979	10.1162	10.3462
August	11.2748	10.7037	10.8066
September	10.8917	10.6748	10.8136
October	11.6914	10.7667	11.1282
November	12.7103	11.4865	12.3386
December	13.3179	12.8519	13.1892